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Are you looking for the best way to finance a new car purchase?

We will be happy to show you the options available and advise you on which form of financing is best suited to you. We will help you set the amount of repayment, the type of repayment and insurance.

Thanks to our comprehensive services, we will prepare a tailor-made solution.

What is an operative leasing?

An operating lease is a modern form of financing. The biggest advantage is the zero-entry investment. Under an operative leasing, you pay only a monthly installment, which includes comprehensive services such as insurance, service including tire service, assistance services, replacement vehicle supply and more.

 

This product is suitable for both individuals and businesses.

What kind of vehicles can we provide financing for?

  • we will finance new motor vehicles with official representation in Slovakia for you,
  • in the framework of the financing, you benefit from the comprehensive service of an operative leasing including insurance in installments (favorable insurance rates, CASCO, compulsory contractual insurance, GAP, windshield, and others).

We provide calculations of these operative leasing:

  • a closed calculation,
  • partially closed calculation,
  • open calculation,
  • fleet management services,
  • leaseback operative leasing

What are the possibilities and benefits of an operative leasing?

A simple way to a new vehicle

  • just select the make and model of the vehicle

Without an initial installment

  • you do not need to have your own funds to pay the initial installment (down payment)

Worry-free ride

  • You pay only a regular monthly installment and pump your gas. We'll take care of everything else

All in one installment

  • vehicle registration
  • preferential rates for CASCO and compulsory contractual insurance
  • resolution of insurance claims for you
  • tire service (purchase, replacement and storage of tires)
  • vehicle service
  • assistance services (e.g. in case of vehicle failure)
  • free VÚB Leasing Assistance mobile app
  • Call Center

Always a new car

  • after the end of the period, you choose from the following options
    • we will exchange your car for a new one,
    • you can buy the vehicle at a discounted price in cash or through financial leasing,
    • you return the vehicle to us free of charge.

Which documents do you need to conclude a Lease agreement?
 

A natural person, consumer:
 

  • an application for Operative leasing with services for non-entrepreneur natural persons,
  • granting consent under the Consumer Protection Act,
  • a copy of the ID card/passport,
  • confirmation of income/pension
  • a complete statement of account for the last 3 months with a proven amount of income and with most of the household expenditure.

A natural person, entrepreneur:

  • an application for an Operative leasing with services for natural persons of entrepreneurs,
  • a copy of the identity card of the owner/s
  • a copy of the current valid extract from the Trade Register of the SR for legal purposes (not from the Internet) irrespective of the date of issue,
  • Tax ID and VAT ID,
  • the first page of last month's account statement,
  • a copy of the confirmed tax return for the last or the last 2 completed accounting periods,
  • financial statements for the last or the last 2 completed accounting periods.

Legal entity:

  • an application for an Operative leasing with services for entrepreneurs,
  • a copy of the identity card of the authorized agent/s
  • a copy of the current valid extract from the Commercial Register of the SR for legal purposes (not from the Internet) irrespective of the date of issue,
  • Tax ID and VAT ID,
  • the first page of last month's account statement,
  • a copy of the confirmed tax return for the last or the last 2 completed accounting periods,
  • financial statements for the last or the last 2 completed accounting periods.

 

We will be happy to provide you with the financing terms and conditions at the number +421 (0) 2 485 536 54/93 or by email: fleet@vubleasing.sk